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Bankruptcy process in PA

Pennsylvania Bankruptcy Attorneys Guide You Through Chapter 7 Bankruptcy

What to expect during the Chapter 7 bankruptcy process?

Our firm’s comprehensive understanding with the details of bankruptcy law translates into you taking full advantage of your rights without being exposed to the risk of unexpected or unwanted results. During the process, we are able to identify bankruptcy complications swiftly. Then, we are prepared to either solve the problems or explain to you why we can’t help.

Meet with our attorneys

First, you will meet with our respected bankruptcy attorneys and together determine your best option. We will review your financial affairs including, but not limited to:

  • debts
  • property interests
  • current and past income
  • current and future living expenses
  • any recent transfers of property

Prepare and file petition

Next, our skilled attorneys prepare and file your bankruptcy petition with the appropriate bankruptcy court. Unless you are eligible to have the filing fee waived, a court filing fee must be paid at the time of filing of the petition. We will advise you of any problems you might experience before we file your petition.

Trustee examination of petition

The bankruptcy petition that we prepare will be examined and analyzed by the trustee to determine whether you have non-exempt assets to liquidate to pay the claims of your creditors.

Creditors meeting

Once we file your case, you are required to attend a Creditors Meeting. The meeting will occur approximately 30 days after the filing of your petition. At the meeting, the trustee will interview you regarding your financial situation. In a typical consumer case, the meeting is a short process, less than 15 minutes and creditors seldom attend the meeting. Of course, our trusted attorneys will assist you in preparing for the meeting and attend the meeting with you. After the meeting, we will be available to advise you as needed until your case is concluded.

Discharge of debts

Usually, you will not be required to appear at any other proceedings. Your case will be closed by the bankruptcy court with the issuance of an order discharging all your debts.

Get more information and guidance on bankruptcy in PA

If you decide bankruptcy may be the right choice for you and your family, our Lancaster bankruptcy lawyers can answer your questions about the Pennsylvania’s laws and walk you through your case step-by-step. Contact our experienced bankruptcy law firm today to discuss your case. We serve clients in Lancaster, Malvern, Reading, West Chester, and Wyomissing. Contact Case & DiGiamberardino P.C. by 610.372.9900 or online.