A Proven Solution For Medical Debt
If you are struggling with medical bills, it may seem like there is no way out. The good news is that bankruptcy law offers a clear path away from medical debt and toward financial freedom.
At Case & DiGiamberardino, P.C., we handle bankruptcy law matters for people in Wyomissing and throughout Berks, Chester and Lancaster counties and surrounding Pennsylvania communities.
Attorney John DiGiamberardino is a trusted attorney with more than 35 years of experience and one of the few bankruptcy lawyers in Pennsylvania who is certified in both consumer and business bankruptcy by the American Board of Certification.
Chapter 7 Wipes Out Medical Debt
Chapter 7 of the Bankruptcy Code eliminates unsecured debt, including unpaid medical bills. As soon as you file for bankruptcy, medical debt collectors may no longer contact you or take collection actions against you. This means the harassing phone calls and threats of wage garnishment and other actions will cease.
Chapter 7 also wipes out other unsecured debt such as credit card bills. Since a medical crisis can cause financial problems far in excess of actual medical bills, Chapter 7 bankruptcy can prove an invaluable tool for moving on to a better financial future.
Chapter 13 Bankruptcy
If you do not qualify for Chapter 7 bankruptcy, you may seek medical debt relief through the Chapter 13 bankruptcy repayment plan. In Chapter 13, your medical bills will be consolidated with other debt into a payment plan that lasts between three and five years. Some of your medical debt may be eliminated altogether, depending on your unique circumstances.
You Deserve Financial Relief
Most bankruptcies are due to medical crises and other circumstances out of the debtor’s control. The law is designed to help you, and we are here to help you make full use of bankruptcy law. To schedule a free initial consultation with an experienced Pennsylvania bankruptcy lawyer, contact our law office today online or by telephone at 610-936-6650.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.